Calculators

Loan/EMI Calculator

Calculate monthly EMI payments, total interest, and total amount for any loan. Plan your finances with accurate projections.

Monthly EMI
Total Interest
Total Payment
PrincipalInterest

How to Use

  1. 1 Enter the loan amount (principal).
  2. 2 Enter the annual interest rate in percentage.
  3. 3 Enter the loan tenure in months or years.
  4. 4 View your monthly EMI, total interest payable, and total payment amount.

Benefits

Instant EMI calculation using standard amortization formula
Shows total interest and total payment breakdown
Visual breakdown with progress bar
Works for home loans, car loans, personal loans, and more

Frequently Asked Questions

What formula is used for EMI calculation?

EMI = P × r × (1+r)^n / ((1+r)^n - 1), where P is principal, r is monthly interest rate, and n is number of months.

Is this accurate for my bank loan?

This calculator uses the standard reducing balance method used by most banks. Actual EMI may vary slightly based on your bank's specific terms.

Can I use this for home loans?

Yes. Enter your home loan amount, interest rate, and tenure to calculate your monthly EMI and total interest payable over the loan period.

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